Avoid These Financial Traps

They May Be Hazardous to Your Wealth. Managing finances responsibly takes a lot of time — and experience. Learn from your mistakes and try to avoid the traps described here. Money. It’s hard to get and easy to lose. It doesn’t take long for the wealth you’ve accumulated to disappear if you don’t manage your […]

Q & A with Al Hensling, President of United American Mortgage

With conventional financing at all-time lows of as little as 3% down, OC families look to purchase or refinance in the new year. By many industry seers’ accounts, families will be back in the market for homes in 2015. Is your family one of them? Before you pull the trigger, Al Hensling, President of United […]

Building Wealth That Lasts

by Albert Alan Aizin Growing up as a child, my brother, Adam, and I attended a French private school in Los Angeles called Le Lycee Francais. Our family was by no means affluent compared to some of the other families who attended the school. We were middle class at best. Our parents, Stanley and Inna, […]

Are You Saving Enough for Retirement?

By Albert Alan Aizin It would be very helpful if there was some type of retirement yardstick to measure your progress against.  Fidelity Investments, back in 2012, came up with their version of “The Magical Number*.”  According to Fidelity, typical wage earners at age 65 should have approximately eight times their final annual pay set […]

PDC Capital Group: Specializing in Senior Assisted Living Projects

America is a nation of immigrants. Our position as the economic engine of the world would simply not have been possible without the generations of immigrants who have come to our shores from every corner of the globe – in fact, one in every four jobs in the U.S. was developed by an immigrant. Today, […]

Failing to Keep Your Corporation in Compliance Can Expose You to Personal Liability

These days, many Mom and Pop businesses are being run as corporations. These closely-held corporations are typically owned and managed by one or two people; thus, the shareholders are typically also the only officers and directors. One of the benefits of operating as a corporation, as opposed to a sole proprietorship, is risk-management. The owners […]