Independence Bank

A true “Community Bank” Independence Bank is everything you would expect from a local financial institution with roots in the cities it serves. The members of its friendly dedicated staff are familiar faces in many community organizations and at virtually every regional community event. Independence Bank’s customers are reflective of the communities served by each of its four Orange County Regional Offices. The first regional office and corporate headquarters opened in Newport Beach in 2004. In early 2006 the South County Regional Office was opened in San Juan Capistrano. Next came the Fountain Valley office and then in November 2011 the Tustin Office opened its doors.

Independence Bank is a community bank that offers its customers a ‘small bank experience’ with all the capabilities and services of larger retail banks. “A significant portion of our business comes from those larger institutions that simply cannot match our levels of expertise and service,” says Don Solsby, Senior Vice President and Director of Business Banking. “It’s all about people, expertise, solutions, relationship, trust, and execution. We have everything the ‘big’ banks have in terms of products and services. We just do it better.”

“Our team consists of experienced and knowledgeable ‘Business Bankers’ in the truest sense. They have significant experience in manufacturing, wholesale, distribution and service industries. We also successfully bank many professional medical services, architects, engineers, attorneys and CPA’s. We are also very proud of providing banking relationships to many leading non-profit organizations and several local charities based in Southern California. Those partnerships go hand-in-hand with Independence Bank’s strong commitment to community service and reinvesting daily in the communitieswe serve.”

All of the Independence Bank team – from corporate personnel to Regional Office staff – shares a company-wide culture of exceptional service to their customers and communities.A spirit of community involvement and volunteerism runs deep at Independence Bank, with most of the Bank’s officers and staff being involved with various community and charitable organizations. “Many of our officers serve on charitable and non-profit organization boards of directors, providing countless hours of service back to the community. This is a principle we stand by every day, in all that we do at Independence Bank,” says Don Solsby.

Commercial lending services are also a significant part of the Independence Bank business model. The Bank provides commercial and industrial loans as well as commercial real estate lending, with a strong emphasis on establishing and maintaining long term total banking relationships with its clients. Don Solsby says, “Many leading Southern California businesses, from small to large, depend on our expertise and service every day for their commercial lending and operational banking needs. We create a customized solution for every customer, according to what their requirements may be. Combining those core deposit solutions with a streamlined, efficient and local underwriting process for commercial lending – it’s a solid and unparalleled business banking solution. If you’re in business in Orange County, you need to be banking at Independence Bank. It’s as simple as that.”

Personal banking is just as important as business banking at Independence Bank. In fact, many personal accounts at Independence come from business account holders – who want the same level of service for their personal needs they get for their business…and vice versa. The Bank offers a comprehensive level of personal checking and savings products along with credit and debit card services.

Independence Bank has many state-of-the-art services usually reserved for major financial institutions, including on-line and mobile banking, instant-issue debit cards, and commercial remote deposit capture, which is ideal for businesses with a steady volume of daily deposits. Independence Bank’s fee structure sets the Bank apart from many competitors with many services offered free of charge. Independence Bank customers never pay an ATM fee, nationwide. That’s just one example of the ‘Main Street banking’ culture found at Independence Bank.

Steve Zamucen, CPA, principal partner at Zamucen&Curren, LLP in Irvine offered this assessment of Independence Bank. “I wanted a local bank that knows and cares about my business. I wanted to know the decision makers at the bank, personally. I needed a bank not only for my CPA firm, but also to recommend to my clients. The needs of our firm and clients’ are our bank’s top priority. That’s why we chose Independence Bank.”

Don Solsby said, “Our customers truly love us. We offer superb customer service, convenience, up-to-date technology and a friendly smile all along the way. Our Bankers are truly connected to their clients and communities. That’s the Power of Independence.”

To connect with any member of the Independence Bank team in Newport Beach, stop by the branch at4525 MacArthur Blvd., or go to You can also contact Don Solsby, Senior Vice President,
Director of Business Banking at (949) 266-6023. Independence Bank is a Member FDIC and Equal Housing Lender.